A loan for a first home buyer can be quite different to that wanted by a property investor as both buyer types are likely to have different goals in mind and that is why it is becoming more common these days to seek out the services of a mortgage broker.
A good mortgage broker will be able to help you work out your borrowing capacity and can provide you access to a wide range of suitable bank loan offers without you having to run around from bank to bank.
They have significant experience in dealing with loan applications and managing bank requirements and paperwork, and provide you with the professional backup and support needed to ensure you access the best loan offer available for your circumstances.
Urban-Insite has worked with many brokers and has no hesitation in recommending the services of Mortgage Choice as a leader in this field.
The benefits of using a Mortgage Choice broker:
- They will make it easier for you by preparing the paperwork, lodging the application and doing all of the follow up for you.
- Their team are expert at doing the research on finance providers and are paid the same rate of commission regardless of which home loan you choose, as long as it’s a residential home loan with one of the 28 lenders – including major banks on the Mortgage Choice panel. This ensures they’re focused on the right outcome for you.
- While you are working with your builder, they will take care of the legwork and liaise with your solicitor to ensure that they are fully aware of the timing for the registration of title and your exact settlement date.
- There is no charge to you for their home loan service because the lender pays their team after your loan settles.